The authorized user is not making any payment – What to do

I made my best friend the authorized user of my credit card. He was going through a bad patch and needed help. Initially he made all the payments correctly. In the last month, he has purchased designer gowns for his girl friend. He didn’t pay a penny. He didn’t even make the minimum payment. I have called him several times. He does not pick up the phone. What should I do in this situation?

3 Answers

Yep, do as SoapLady says.  Take away his authorized user status immediately.  You'll have to pay the bill but you can take him to small claims court to get your money back.

How to Deal with Unlicensed/Illegal Payday Lenders - Step by Step Instructions

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Get him off the account ASAP!!  Then haul his ass into small claims court!

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

You have no option. You'll have to pay off the debt. You're liable for it.


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