Since I am unemployed, Should I close all my credit card accounts and

Should I close all four of my credit card accounts and consolidate to one easy payment?

2 Answers

Being unemployed does not mean that you will have to close your credit card accounts since you have outstanding debts on the cards. Closing the credit card accounts will drop down your credit score. Please tell us the total amount that you owe so that we can suggest you the right solution to pay off your debts. If you want to choose debt consolidation to eliminate your credit card debt problems, you should know that debt consolidation hurts your credit score.
 


How much do you owe??

Do you want your credit trashed??

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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