Should I consider debt consolidation or bankruptcy

Should I consider debt consolidation or bankruptcy for $15,000 worth of debt?

4 Answers

I think debt consolidation will be better option for you. Since bankruptcy hurts your credit score. If you have multiple debts and are not able to payoff your debts in full, then you may enroll in a debt consolidation program. This program will help you to replace your multiple bills into a single monthly payment.
 


You should definitely try for debt consolidation mate. Bankruptcy is your last option.


Give us more information so that we can give you the right answer to your question. However, debt consolidation is seemingly a better option than bankruptcy as it will not trash your credit score.


Without information on type of debt and what your financial situation is, we really cannot give any advise.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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