Should I apply for a credit card after buying a new home?
My current credit score is 650. I have bought a home recently. I have taken out a mortgage for purchasing this house. I need to purchase some utensils and other things for my new home. I am on the verge of reaching my credit limits on the 2 credit cards. This is why I don’t want to use these cards for purchasing the items. I am thinking of applying another credit card. Should I do that? Will it have a negative impact on my credit report? I am asking this as I have taken out the mortgage only a few months ago.