Settling with Chase
I owe chase about $20,000 and haven\'t paid them in 5 months. I got a letter from them so I called to try to settle and they said the account doesn\'t qualify for a settlement. I\'m unemployed and don\'t know what to do. They asked me for a detailed letter explaining my hardship. Should I do it or will it be a waste of time? I was told it will be charged off next month. Any help is appreciated!!!