I have read where many get a debt settlement letter faxed to them from the creditor or collection agency & also a mailed copy. I don\'t have any access to a fax machine. Would it be ok to have the letter emailed and mailed? I havent seen any mention about that or concerns over an email letter vs. fax - not even sure if the creditor or collection agency would do that. My concern over just getting via the snail mail is missing a deadline for payment.
Finally - is it best to use a prepaid visa to make the payment to them for settlement? Just dont want them taking more than they say