Settlement Or Consolidation?
I am in debt under $10,000 with unpaid medical and utility bills (not to mention my student loans.) I had a Chapter 7 bankruptcy discharge clear last April and since losing my job six months ago I\'m falling down the same hole all over again. Should I consolidate or settle? Or should I get a loan co-signed making me the primary party, use that to pay everything off and then just make one payment on the loan monthly? Thanks for your time, I appreciate it.