Personal loan Is it a solution to my debt problems?

I owe nearly $50000 on credit cards. The interest rates on the cards vary between 12.5% and 15%. Should I take out personal loan to pay off the credit cards? I have equity in my home.

1 Answers

You would have to take a HELOC....you will not be able to take out an unsecured personal loan for that amount.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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