Pay it off or file bankruptcy

2 Answers

If you can't afford to pay off the debts, then you can approach a debt relief company regarding this matter. They will help you pay off your debts. Don't file bankruptcy. It will trash your score by 200-250 points.


Well obvious you dont have the money to pay it off.  Is it all credit card debt?  Is it current?  In collections?  How much do you owe and are you working?

 

you really havent given us enough information to comment

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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