Ok, I have roughly 40000 in credit/loan debt. Wha

Ok, I have roughly 40000 in credit/loan debt. What Is my best option to get out of debt?

6 Answers

I agree with my previous posters. I hope the following 2 links may help you to know how to consolidate or settle your unsecured debts:
http://www.debtconsolidationcare.com/program.html
http://www.debtconsolidationcare.com/debt-settlement.html
 


If it is a credit card debt, then you can try for debt consolidation. Check out the following url to know more about debt consolidation:

http://www.debtconsolidationcare.com/program.html

You can also check out the url to compare all the debt relief options before making a decision:

http://www.debtconsolidationcare.com/debt-relief/comparison.html


I'd go with Amy. You can't consolidate secured debts, such as a car loan,
mortgage, etc. But, you may certainly consolidate your credit cards, medical bills and payday loans!


Yes, and if you feel that you want to waive off a large portion of your debts, you can certainly go for debt settlement. Howwever, make sure that only payday loans, credit card debts, medical bills and some other unsecured loans can be settled. No secured loan can be either consolidated or settled.


What type of loans???

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

You can consolidate or settle the debts in order to get rid of it. You can do it on your own by contacting your creditors/lenders or you can take the help of professional debt relief companies for the same.


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