OC closed credit card accounts
I have 2 credit card accounts that have just been closed by the original creditors. The balance on each of these cards is less than $200. I had a good account history or these cards for the past 5 years, with no late payments before these last 4 months. There’s no need for me to keep these accounts open. But I want to work with the original creditors and check out if I can pay a certain part and get to know if they can report it the best possible way! But as they have already closed down my accounts, can I try out for a pay for delete agreement with the collection agencies so that I can get rid of these account from my credit report all together?