Need helP with debt problem
Hello- my husband and I are struggling with debt issues. We have a new home, good jobs but a significant amount of debt. This year I had to have surgery and unfortunately some of it wasn\'t covered by my insurance so money we wated to put towards our debt went towards my surgery. We always pay our bills on time( one time we were one day late but there was an issue with the website and we were excused from a late fee) we are looking for advice on the best thing to do. The holidays are tough this year too and trying to budget howuch we spend. I have considered getting a second job since my husband has a far commute now and pays a lot in tolls and gas. We don\'t know if we qualify for debt consolidation. If someone can please provide some options we would appreciate it.