Need helP with debt problem

Hello- my husband and I are struggling with debt issues. We have a new home, good jobs but a significant amount of debt. This year I had to have surgery and unfortunately some of it wasn\'t covered by my insurance so money we wated to put towards our debt went towards my surgery. We always pay our bills on time( one time we were one day late but there was an issue with the website and we were excused from a late fee) we are looking for advice on the best thing to do. The holidays are tough this year too and trying to budget howuch we spend. I have considered getting a second job since my husband has a far commute now and pays a lot in tolls and gas. We don\'t know if we qualify for debt consolidation. If someone can please provide some options we would appreciate it.

2 Answers

Why wouldnt you qualify for a debt consolidation??

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

We did look into Internet businesses but all of the searches were scams that wanted money upfront and after further reading were not recommended. I\'d love to find some kind of online work that is legitamate.


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