My wife and I have about 75K in credit card debt,
My wife and I have about 75K in credit card debt, a substantial portion of which was accrued because of my wife's cancer. I make too much money to declare bankruptcy. At the rate we are paying it off, we will be 99yrs old before it's done. I don't have property or savings for a consolidation loan and no extra cash for a debt settlement. I am 65 and used all extra $ to handle my wife's illness expenses. I am self employed. What would happen if I just stop paying altogether or pay a minimal amount monthly? At present I have good and long-standing credit. Need some Help!!!