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We do not want to go delinquent with our accounts. I will be getting the cash but not enough to pay off the whole 43,000.00. We thought if we could settle for a lower amount we could pay them all off. Thanks for your answers.
rj
It will be difficult for you to settle your debts unless you are delinquent on them by 3-4 months. If you are current on your payments, then the creditors will think that you can afford to make the payments on your own.
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Good Nelly
You would have to let yoru accounts go late first. Do you the cash up front to settle? They are not going to let you pay a settlement on payments.
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html
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