My daughter has received correspondence from Sesso
My daughter has received correspondence from Sessoms & Rogers, Attorneys in Durham, NC, re Portfolio Recovery Associates stating that judgment was entered against her in this case. “The judgment will remain in force for a period of ten years and can be renewed for an additional ten-year period. You should not expect to outwait the judgment, since our client will certainly renew it at the appropriate time, which will keep the judgment in effect for a total of twenty years.” This was sent to her on September 1, 2011. Could she send a debt validation letter to Portfolio Recovery Associates now or is it too late? Or should she send the DV to Sessoms & Rogers. She previously had written the attorneys a letter stating that she has no job and no money and that her friend is responsible for the debt. She knows that her friend with whom she was rooming obtained a credit card in her name without her permission.
She does not know what this debt is for. She has no money, no job, and is going to school at this time. The debit is at least three years old and the statue of limitations for credit card debit in North Carolina is 3 years.
Any advice you can give would be greatly appreciated about what her next steps should be.
Thanks so much.