My creditors won't accept my deletion for payment

My creditors won't accept my deletion for payment what should i do?

2 Answers

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You can't do anything. The creditor can refuse to delete the item. Pay for delete hardly works these days. You can only request the creditor to update the account status after the debt is paid off.

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Usually negative items remain on your credit report for 7 years from the date of your first default. You may request your creditor to remove the item from your credit report after repaying the debts. But it completely depends on their discretion whether or not to accept your request. But you can ask them to update your account status properly.

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