My credit report indicates that my debt has been s
My credit report indicates that my debt has been sold off to a collection agency in 2006 and in 2009.
I have a poor credit score and would like to improve it.
What should I do? Try to make a settlement with the collection agencies or just wait 7 years to see if it falls off.
Even if it falls off in 7 years, can it still affect my credit report/score?