I've had this same debt for years; tried to prove

3 Answers

This is a student loan debt....these types of debts cannot go thru debt relief, nor will they pay for delete.

A financial aid package will usually include both Pell grants and loans.  It is pretty easy to distinguish the school.  Have you looked up what you borrowed on NSLDS?  More than likely you got Pells and Stafford loans.

 

More information would really help.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

Debt settlement is certainly a good option to get rid of your debts. It might take a hit on your credit initially, but your score will improve gradually with time. It will be in your best interest to negotiate for a pay-for-delete settlement. But if you can't do it on your own, you can always hire a debt relief company.


You will have to contact the creditor/CA who owns your debt account and negotiate with them for a debt settlement. It will depend upon the creditor as to the amount he will settle the debts for. You can even contact a debt relief company and they will negotiate with your creditors and help you settle your debts.


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