I've followed the instructions in the forum to sen
I've followed the instructions in the forum to send a debt verification letter to a collection agency.
They did not send me a verification by 30 days, and they also did not provide sufficient proof that they owned the debt. They only provided me with the following: original institution, original account number, reference number, open date, charge off date and the balance.
Is this information enough to verify the debt? If not, how do I contact credit agencies (experian, etc) to let them know that this record on my credit report is false?
Thanks in advance for all of your help.