It shows up more than once under different Accounts.

On my credit report it says, Status: \"Account charged off, $5,380 written off\"
Account History: Charge off as of Sept. 2009. What does this mean, it shows up more than once under different Accounts.

3 Answers

Your creditor has written it off as a bad debt. It will remain on your credit report for 7 years. Contact your creditor and try to settle the account. If the account has been sold to a CA, then contact them and arrange a payment plan.


It means that the account was charged off (or written off as a loss) in September of 2009.  The other entries are likely from the various collection agencies who've tried to collect on the account.

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"Charge off as of Sept. 2009. What does this mean, it shows up more than once under different Accounts." This means that the account was charged off several times. Charge off means that the creditor or collection agency had been unable to collect the debt from you and so have handed over the debt to another agency. 


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