Is there any way to have those removed from my credit report?

There are 3 accounts that I have on my credit report that has a status of \"Charge off\". They were paid in full 5 years ago...is there any way to have those removed from my credit report?

3 Answers

My previous poster is right. Do whatever he/she has said.


It will take another 2 years for the items to fall off your report. Other than that, follow the advice above and have the account status' changed to PIF instead of Charged Off


Do you have the documents which can help you prove that the accounts have been paid in full? If you have, then send the copy of the documents and dispute the status of the accounts. What were you doing in all these years?


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