Is it really possible to negotiate debt settlements on my own?

2 Answers

I feel that too! Go for DIY debt settlement. Negotiate with your creditors and tell them about the financial hardship that you're expecting to go through. They'll certainly understad your problem and suggest an alternative repayment plan for you. However, make sure you repay your debt before you step into your "golden years" so that debts don't mar the enjoyment of your post-retired life.

 


Oh yeah...In my humble opinion it is a waste of money hiring a debt settlement company!

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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