In 2008 I had my car repossesed. I just pulled off

In 2008 I had my car repossesed. I just pulled off my credit report and it shows Charge off amount for 9000 and balance due of 3000. I am going to try and negotiate w/ finance company to remove charge and pay off debt. But just wanted to know which one do I have to pay. Either charge off amount or Balance due

1 Answers

how much was the deficiency balance?  you will owe  it plus towing/storage/repo fees.  They may agree to settle with you, but probably wont remove it.Legally they are under no obligation to remove it if they are reporting correctly.

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http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
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