I'm hoping to join the Marine Corps by the end of
I'm hoping to join the Marine Corps by the end of the year and would like to get my finances under control. My husband has a decent amount of debt on his own, and I have about 6,000 dollars worth of debt myself. Would debt consolidation be beneficial to me to pay off my own debt? Also would debt consolidation hurt or help my credit in the end? I'm unsure whether debt consolidation is like bankruptcy.