If I use a debt consiladation program will it be o

If I use a debt consiladation program will it be on my credit report and if so how long?

2 Answers

After you have paid off the debt through a debt consolidation program, your account status will be updated by the creditor/collection agency on your credit report. However, the item will not be removed from your credit report. The account will appear on your credit report for 7 years from the date of first default.


If you go for a debt consolidation program, it will be mentioned in your credit report. It wll remain in your credit report for the next 7 years.


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