I was about 45 days late for my car payment, which

I was about 45 days late for my car payment, which i received a right to cure debt letter, which stated pay before nov 5th and it would be as if i was never late, and i paid nov 2nd. My question is do they still have the right to report it late on my credit report??

2 Answers

It is good that you have paid off the debt within the cure period. They won't report it as late payment now.


You have a letter stating that if you cured the account, they would report that you were on time...correct?  Guess they have to report this way.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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