I want to settle a debt held by a collection agenc
I want to settle a debt held by a collection agency (CA). I am a single mom with 2 children; we receive food stamps and my children receive free school lunch. Should I let the CA know that I have little to no resources when I attempt to settle? Debt is $4,000. Although it may appear to make me look weak I'm hoping it will let them know that there is nothing to gain by suing me and settling is the best option.