I want to know if it is better to pay a debt using

I want to know if it is better to pay a debt using a debt consolidation program or using a collection agency. I am currently in collections with a balance of $15,000.00.

2 Answers

I think you should try to negotiate with the collection agency first. Try to arrange a payment plan with the collection agency. If you can't reach an agreement with the CA, then you can enroll in a debt consoldation program. This program will help you clear your dues comfortably. Check out the following page to know about debt consolidation program in details:


It is better to consolidate the debt. You can consolidate your debts by contacting a professional debt relief company and get an affordable payment plan to pay off the debts. However, if you wish, you can negotiate for a debt consolidation on your own with the collection agency.

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