I took out an installment loan with Western Sky fo

5 Answers

Open a new account place all your normal deposits in that account, and only transfer the amount needed to pay your loan 3 days prior to them pulling it out.  Once the principle is paid in full close that bank account and say thank you but no thank you.


Open a new account place all your normal deposits in that account, and only transfer the amount needed to pay your loan 3 days prior to them pulling it out.  Once the principle is paid in full close that bank account and say thank you but no thank you.


I currently have a loan with Western Sky/Cash Call and they have deducted 3 payments so far.  From what I'm reading and if I understand correctly, they are illegal so I only have to pay back the principal amount, not fees or interest.  They are currently deducting payments from my bank account, how do you suggest I proceed?  Allow them to continue deducting until the prinicipal amount is paid?  Cash Call is also reporting on my credit report.  If I stop payment after the prinicipal amount is paid, they will report it negatively...Please advise.


You owe them nothing. They are illegal. Rather they owe you money. Ask for a refund. Revoke voluntary wage assignment.


Both Western Sky and Cash Call are illegal in US. So you are required to pay back them only the principal amount. Ask them for the refund, as you have overpaid them. Close your bank account asap to stop unauthorized withdrawal.


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