I took out a loan from my retirement account to pa

I took out a loan from my retirement account to pay off credit card debt. Once they garnished my check I feel I had no choice. Now if I pay off all cc and have nothing to pay but my mortgage and utilities. Also this loan will pay off another loan which comes out of my pay giving me more take home pay than I had before this loan. If I call the cc companies and settle my debts is there really a need for a settlement conpany. Am I being smart or are there other things I can do.

1 Answers

Do not waste your money on a settlment company....you can do it yourself.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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