I recently found out my wife has over drafted a jo

I recently found out my wife has over drafted a joint checking account to the tune of $1800; $800 of that is fees. It appears that she did at least switch all of our bills to our other joint account so no checks have been bouncing. It appears the account has been inactive/ closed for 3 months. I plan on going to the bank and making a payment plan ASAP; My question is; is my wife or myself going to be under any criminal legal action because of this?

1 Answers

Debts are civil, not criminal.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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