I own a business and am a sole proprieter. I have

2 Answers

Consult a commercial credit counselor! He may assess your business finances and advise you on the exact steps that need to be taken in order to restore your financial state. They will locate the financial errors that you have made and try their best to solve them. If they think that you can't get back a grip on your finances, they may then enroll you with a debt management program through which you can repay the debts in small and affordable monthly payments. 


Debt consolidation loans are just not being giving out unsecured, especially with not very good credit.

You might want to look into a debt management plan or try settling them yourself.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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