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I live in Louisiana. Does anyone know or have any

I live in Louisiana. Does anyone know or have any experiences with what happens if you default on VIPLoanShop, Loanpoint USA, and Idealgelt payday loans? Also, does anyone know of a reputatble debt consolidation company that these payday lenders really will work with? Any help would be greatly appreciated.

Asked on Sun, 08/28/2011 - 20:35
rj
4 Answers

Yep…Savion is right. The contact detail of the Louisiana Office of Financial Institutions is as follows:
# Address - P.O. Box 94095 Baton Rouge LA 70804
# Phone - (225) 925-4660
# Fax - (225) 925-4548

If you find that the lenders are not licensed to operate in your state, then you may check out the given page which will help you a lot in this regard:
http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html

 

Answered on Mon, 08/29/2011 - 11:16
sandra.nelson15

Please do not make duplicate post. Your query has been replied in another page also. You may have a look at it:

http://www.debtconsolidationcare.com/Payday-loan-consolidation-and-help/...


http://www.facebook.com/?ref=home#!/profile.php?id=100002227460566
Answered on Mon, 08/29/2011 - 11:00
Good Nelly

Contact your local debt relief companies and choose a trustworthy debt consolidation company that is accredited with the BBB. You can combine your payday loans and lower the interest rates on the loans so that you can expedite the debt repayment procedure and repay them with ease.

 

Answered on Mon, 08/29/2011 - 09:25
amy.nickson1986

Hi liberty,

It's very unfortunate to let you know that Louisiana is one of the states where payday lending is considered as legal. However, not all payday lenders are licensed to operate in that state. The Louisiana Office of Financial Institutions will better assist you in knowing whether or not VIPLoanShop, Loanpoint USA, and Idealgelt are licensed to operate in your state. I personally feel that these lenders are not licensed to operate in your state.

You can contact the local debt relief companies for help. However, you can even check out the given page in order to find a list of debt relief companies: http://www.debtconsolidationcare.com/companies/usa-listing/ .

Take care.

As I'm not a lawyer, I believe that "A lean compromise is better than a fat lawsuit". :)
Answered on Mon, 08/29/2011 - 08:03
savion.parker

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