I just found out about a debt that i owed to a for
I just found out about a debt that i owed to a former bank of $10,600, I just got a job and and want to settle with them. How low is to low of an offer i could put up $3,000 or are they just going to laugh at me? I called them to find out what i needed to do and they want a bank statement but a friend of mine told me not to do it because they could get access to my funds....is this true? Can i ask them to remove it from my credit report?