I haven't been served but I checked with my county
I haven't been served but I checked with my county clerk and I’m being sued by Frederick J. Hanna & Associates representing fia credit card. I have a personal credit card with Fia and it is up to date and current. This cc was a business credit card used exclusively for that business and the business closed. Fia contends that I personally guaranteed this credit card. I have no record of a personal guarantee but from what I hear, that was probably in the fine print somewhere.
What should I do next? The business has no assets and has been closed for over 2 years. I’m currently unemployed and don’t have the money to pay off this cc. What can I do to stall until I can get settled into a new job so I can make settlement payments? Has anybody dealt with this law firm? What % settlement should I be targeting?