I have several payday loans and can not afford to

I have several payday loans and can not afford to continue this cycle! All of these are on the internet and i have contacted several consolidation companies but I am not sure if they are legit, Any suggestions?

2 Answers

Anna has shown you through a good resource to deal with illegal PDLs. In case you find them to be legal in your state then you have to find a way to pay off your debt in full. Payday loan consolidation is one way of trying it, but you should consider it when you can't establish a suitable repayment plan with your lender. Before you hire a consolidation company, you must check out their accreditations to know more about their success rate. You may also read through the reviews or testimonials in their websites (if any).


You haven't mentioned the name of your state and the names of your payday lenders. Unless you mention that, it will be difficult to offer you any suggestions. Nevertheless, you can check out the given page in order to know your state pdl laws: http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html . If you find that they are illegal, then you can check out the given page in order to know how you should deal with them: http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html .


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