I have several credit cards with balances and now

I have several credit cards with balances and now some of them have not only lowered my credit limit, but have also hit me with VERY high interest rates and after several attempts trying to get them to lower my APR, they have refused again.

I recieved a letter that said my debt to limit % was too high. That's because they lowered my credit limit. I have paid down balances on all of my account and every time I do, I get another notice letting me know my credit limit was reduced again.

I have never defaulted on an account. I am current and pay my bills on time.

What can I do? What are my best options so this won't hurt my credit any more? What should I do?

1 Answers

Did you  negotiate with your creditors? If no, then ask them why they're making such changes to your credit card limit?


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