I have received a collection letter a couple of ye
I have received a collection letter a couple of years ago stating i owed a debt. I wrote on said collection letter for them to prove it and have received nothing. I just received another letter just like the original. The original debt collector is one of the current usable cards in my wallet. I did have a account between 98-03 which i'm pretty sure i paid off. So what I dont understand is how I could possibly get a bill now? why would anyone give you a new account if you owed them money and not contact you directly. also this old account isnt on my credit report.