I have multiple credit cards in debt amounting to

I have multiple credit cards in debt amounting to about 65K and about 3K in medical debt. I need to settle debt with all my creditors. How do I go about doing this?

Any settlement companies you recommend that can reduce me debt by 50% or more? or do you recommend doing this myself? if so how do I do it?

3 Answers

I think settle the debts yourself will be better for you. But it depends on their discretion at what amount they would like to settle your debts. To know how to settle debts on your own, you may visit the following link:

I would suggest you to settle your debts on your own. This way you won't have to pay the fees charged by the settlement companies for their services. It will also avoid working with the scam companies.

Go through the following page to know how you can settle your debts on your own:


There is no assurity that the amount will be reduced by 50%. It will depend upon your negotiation skills and creditors' discreation. 


You should first try to settle the debts on your own. You will have to contact your creditors individually and let them know about your financial crunch and negotiate for a settlement plan. In case you cannot negotiate with them on your own, then you can take the help of any professional debt relief company in order to settle your debts. This community has a list which will help your know about the top debt relief companies. Take a look at it here: http://www.debtconsolidationcare.com/companies/usa-listing/ . You can choose a debt relief company from this list.

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