I have maxed out the credit limit – Will I be sued?

I am deep in credit card debt. I have exhausted the credit limit of 2 credit cards. I don’t have any money to pay them off. I am doing a part-time job. Will the credit card companies sue me for crossing the credit limit? I want to pay off the debt but don’t know how to do it?

2 Answers

But will I get sued for crossing the credit limit? What if the creditor does not arrange a payment plan?


You can contact with the credit card company and inform them about your financial hardship. If possible, try to set up a payment arrangement with them.


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