I have got myself trapped in the "payday loan" fre

I have got myself trapped in the "payday loan" frenzy. I am in default and now am considering a "consolidation company" to help me pay these off w/o incurring any more late fees, etc. However, I'm not sure if this is the best route to go or not. Please offer any advise you can.

3 Answers

Check if payday loan lending is legal in your state. If yes, only then you should go for payday loan consolidation as consolidation usually lowers the interest rates on the accounts. If payday loans are illegal in your state, you're not even supposed to repay the interest rates or the penalty fees.

Check out this URL to select a debt relief company that will help you to consolidate your payday loans: http://www.debtconsolidationcare.com/companies/usa-listing

What state are you in? Whom did you borrow from? How much do you owe? Are these companies legal? You can enroll into payday loan consolidation program to pay off legal pdls. 

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