I have good credit, have not missed a payment, am

I have good credit, have not missed a payment, am able to make my payments, but I am paying high interest rates. I want to get out of debt, but because of how much I am paying there is not extra left to start paying down my credit cards. Any advise? Thank you

3 Answers

I think you can go for balance transfer method which will help you to reduce your interest rate. To know more about balance transfer, you may visit the following link:
http://www.debtconsolidationcare.com/rate-arbitration.html
 


You may ask your creditors to lower the interest rates on your debts. You may even approach a debt consolidation company to negotiate with the creditors for reducing the interest rates for a fee. Click on the following link to know more about debt consolidation:

http://www.debtconsolidationcare.com/program.html


Have you asked them to lower your rates?  Look at transfering your debts to a lower interest card?  How much do you actually owe?

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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