I have four different loans with four different fi

I have four different loans with four different finance
companies. First I want to know what type of loans are these - secured or unsecured. The type of collateral listed for these loans are televisions, dvd players, cameras, etc. What type of options do I have regarding these type of loans?

3 Answers

I think these are secured loans. You don’t have any option except paying them off fully. This is because debt consolidation or settlement is possible only for the unsecured loans.


Contact the finance companies and get the details of your loans. If collateral is listed for these loans, then they must be secured loans. Know the loan amount from the financial companies and pay them off.


Did you take out the loans yourself? Then how don't you know what type of loans are they? Did you even read the terms and conditions of the loan while taking out the loan?


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