I have credit card accounts that have gone to coll

I have credit card accounts that have gone to collections due to my unemployment and finacial needs. Some of the collection agencies are offering me a settlement option to pay at no lower than 60% of the balance. Is it better for me to attempt to pay the balance while incurring late charges apply or settle?

1 Answers

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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