I have bad credit and i'm $140,000 in debt. About
I have bad credit and i'm $140,000 in debt. About $13,000+ are in student loans and credit cards that are listed as in good standing on my credit report. While $83,000 in student loans are deferred and listed as potential negative on credit report. I have $57,000 left on my mortgage loan that is in good standing. I feel like i'm drowing in debt. What is the best alternative for me to clear myself of debt? Should I look into debt consolidation? If so, is there a company you can recommend? I want to start paying off my debt, but I honestly don't know where to beging. I owe so much money its overwhelming. I don't want to file for bankruptcy. I don't want to have my home and possessions auctioned off. Please advise.