I have an auto loan thats charged off with USAA .

3 Answers

Why are you not wanting to refinance the loan? It seems to be a good option to me. The lender is not interested in making a payment arrangement. It is clear.

To repay your charge off in full, you may get help from your friends and family members.

How much of the loan is left to be paid off? Negotiate for a settlement.

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