I have about four credit cards that I could not me

I have about four credit cards that I could not meet the payments once I fell on hard time. all together these cards have a max balance of 1850. Since I was unable to pay there at about 3250. Two of them I have been contacted by law firms to settle the debts. What would be the best way to go about trying to get some of the fees reduced and paying off these accounts.

1 Answers

Do you have funds readily available to settle with them?  They will not reduce anything for a payment plan.,

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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