I have about 40,000 in Credit Card debt and I am o

I have about 40,000 in Credit Card debt and I am only able to pay off the minimums, because my budget is so tight. In fact I actually still borrow from the CCs to keep myself afloat.
I am currently living outside of the U.S., However I pay U.S. taxes and these are U.S. CCs.
I also do not have an American checking account.

Thank you so much for your help.

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How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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