I have a total of $12K in credit card debt (3 card

I have a total of $12K in credit card debt (3 cards) total monthly minimum payment is $335 at high interest rates. Need payment at $250 to manage, should I consider debt consolidation?

4 Answers

If you want to choose a good debt consolidation company, then I think you may visit the following link:
http://www.debtconsolidationcare.com/companies/usa-listing
 


Yes, you can definitely consider debt consolidation. This may help you lower your interest rates. Try to work with a good debt consolidation company. Otherwise you may become a victim of a scam. Check out the following page to know about debt consolidation in details:

http://www.debtconsolidationcare.com/program.html

 


Yes you can certainly go for debt consolidaton where you can combine your payments into a single monthly payment. You just have to talk to the debt consolidator about the amount you can afford in a month.


Talk to a debt consolidator, or a local consumer credit counselling service.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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