I have $7,000 of credit card debt. It was a credit

I have $7,000 of credit card debt. It was a credit card connected to my debit card, so for a long time it was serving as overdraft protection without me realizing exactly how it worked. So now, every time I make a payment, I'm hit with a $200 (at least) overdraft interest charge. I'm not even making a dent in it and I've been making payments for over a year. What should I do? I've been told maybe taking out a personal loan to pay it off would be better. Others say just speak to someone at Chase, but I've tried that twice and they're simply not helpful. I don't want to do anything that will hurt my credit score. I make $35k a year so I SHOULD be able to pay it off but these overdraft interest charges on top of the regular interest is SO daunting.

1 Answers

Vote up!
Vote down!

Go to a reputed credit counselor and explain the situation to him. He can tell you how to handle the situation. It will be better to pay it off asap. 

Write Your Answer

This question is for testing whether you are a human visitor and to prevent automated spam submissions.
What is the sum of 2 and 12

Page loaded in 0.156 seconds.